CHL Select 100% Offset Home Loan

A fully transactional 100% offset account that offers a great range of practical features and instant access to funds.

Who is this loan perfect for?

  • Owner occupiers
  • First home buyers
  • Those looking to refinance

At a glance

  • Fully transactional including ATM, eftpos, Bank@Post, BPAY® and AnyPay
  • 100% offset available on fixed rates
  • Refix at no cost at end of fixed term
  • Extra repayments welcome on variable and fixed*
  • Available for both construction and bridging finance loans

Product Options

Full Doc applicants
Individuals, companies and trusts
Purchase or refinance
Owner occupied or investment
Debt consolidation
Bridging finance
Vacant land
Home equity
Variable or fixed (1-5 years)
Option to split loan
Principal and interest repayments, or interest only Interest only available up to 5 years


Loan term 5 to 30 years
Minimum loan amount $10,000
Fully transactional offset
Monthly admin fee
No restrictions on offset contributions
No minimum amount to get full 100% offset benefit
Voluntary repayments | Variable / Fixed*
Free redraw (electronic only)
Statements (monthly)
Free ATM Access (Bendigo Bank ATMs)
Fee free eftpos, BPAY®, internet banking transactions
No rate lock fee applies to secure fixed rate

Every cent you deposit reduces the interest on your home loan, meaning you can pay off your debt faster. It’s the ideal facility to put your salary into if you want the money you work hard for, to work its hardest for you.

Interested in taking this information away?
Download the 100% Offset Home Loan flyer.