Support during Coronavirus (COVID-19)

At Connective Essentials, we know this is an extremely difficult time for many of our customers and we want you to know that we’re here to help.
Click here to find out more on how we can support you with your home loan . Connective Essentials is funded by Advantedge Financial Services.

The benefits of redraw

Most customers know a little about redraw, but not many understand exactly how it works or how it can benefit them if they have a variable rate home loan. Use this video to guide your conversations, or show it to your customers directly.

Planning on purchasing your first home? Buying a larger home for the family? Bring your plans to life with Connective Home Loans Essentials.

Connective Home Loans Essentials has all of the features you need to develop your plans for the future, without making you pay for the ones you don’t want. Our straightforward home loans are delivered at highly competitive rates and funded by Advantedge, part of the NAB Group and one of Australia’s leading wholesale lenders. They also come with the backing of your broker and a dedicated Customer Care team to ensure managing your loan is simple and easy.

A Connective Home Loans Essentials loan delivers on what you need, whatever your plans may be. We call them the essentials.

  • A range of straightforward, essential home loan options to meet your needs
  • Competitive rates and no monthly fees to help you save^
  • Expert help and support from your broker to select the essential options to suit your needs
  • 24/7* secure online, tablet and mobile access to your accounts
  • Convenient redraw# access to your variable rate home loan funds via ATMs+ and EFTPOS
  • Direct debit from your home loan to your everyday bank account
  • The ability to make extra repayments to your variable rate home loan at no cost
  • A dedicated Customer Care team to make managing your loan easy
  • The backing of Advantedge, one of Australia’s leading wholesale lenders and part of the National Australia Bank Group.

To find out more about how a Connective Home Loans Essentials loan could bring your plans to life, speak to your broker.

^ Fees may be introduced and varied in accordance with loan terms.
* Subject to system availability.
# For peace of mind, redraw is only available to your nominated bank account. Redraw is only available on your variable rate loan in accordance with loan terms. Fees are charged for manual redraws.
+ Use of NAB or Redi ATM networks are free of charge. Fees and charges may be applied by owners of other ATM networks.
Important information | Privacy Policy

Connective Home Loans Essentials is funded by the Advantedge Residential Loan program. AFSH Nominees Pty Ltd (AFSH) ACN 143 937 437 Australian Credit Licence 391192 is the program lender and Advantedge Financial Services Pty Ltd (Advantedge) ACN 130 012 930 Australian Credit Licence 391202 is the program loan servicer. The program is funded under arrangements with National Australia Bank
Limited (NAB). Each of AFSH and Advantedge are members of the NAB Group. NAB does not guarantee the obligations of its subsidiaries. Connective Home Loans Essentials are offered exclusively to members of Connective.