Simple, flexible and accessible bridging loans to help you buy now, sell later.
Rates from
2.99
pa%
Variable rate
3.04
pa%
Comparison rate#
What is a bridging loan?
A bridging loan is a short-term finance solution designed to ‘bridge’ the gap between the purchase of a new property and the sale of the existing home.
In simple terms, the loan is secured against the existing property and the new one being purchased. This allows you to purchase a new home before you have sold your current one.
When the existing property is sold, the bridging loan is repaid. This is where the term ‘bridge’ comes from - the loan is seen as a bridge from one property to another.
A bridging loan can also be used for alternate reasons, including an equity release before selling, release of funds for cosmetic improvements to a property before the sale, financial consolidation and investment property purchases.
So if you are...
Looking to move into a larger or smaller home to suit your next life stage
Experiencing a delayed settlement on the sale of your existing home but don’t want to miss out on a new purchase
Wanting to utilise the equity in your investment portfolio to make a purchase
Requiring funds to make minor home improvements to maximise your sale
Then a bridging loan might be a solution for you!
Our goal is to make it easy for you
Fast approval Get an approval within 24 hours
Buy now Make the most of property opportunities and purchase the perfect home
Sell later Sell your existing property and repay your loan, you have up to 12 months.
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Our Product
Loan Term: No minimum; maximum of 12 months. Loan amount: Minimum $300k; maximum $8m. Repayments: No monthly repayments, simply repay when you are ready. LVR: LVR up to 80%, LVR limits vary by property type and location. Interest rates: Speak with one of our specialists today to understand our rates and fees.