Commercial Niches

Commercial Niches

Connective Advance provides straight-forward commercial property lending solutions, with no surprises.

  • OO and IO up to 30 years, 5 yrs IO
  • 80% LVR to $4m
  • No annual review & no revaluations
  • No cross collateralisation
  • No WAULT or WALE requirements
  • Line of Credits Available
  • Cash out to 80% LVR & Tax Debt Considered
  • Complex trust structures – Income distribution
  • Guarantees from directors only
  • No requirement for transactional banking
Full Doc: 2 years financials, assessed on the last year

Mid doc: Self-certification + 1 of either
  • Accountants letter, or
  • last 2 x BAS statements, or
  • last 6 months trading bank account statements or
  • 1 year tax return & NOA or
  • 1 year financial statement or
  • 1 year tax return & NOA plus 1 year financial statement (discount applies)

Christmas Cut-off Dates

Settlement Date Booked in before 11am
Thursday 21 December Wednesday 20 December
Friday 22 December Thursday 21 December
Wednesday 27 December Thursday 21 December
Thursday 28 December Thursday 21 December
Friday 29 December Thursday 21 December
Tuesday 2 January Thursday 21 December
Wednesday 3 January Thursday 21 December
Thursday 4 January Wednesday 3 January