Connective Advance

Connective Advance Customer Profile

Individuals, Companies, Trusts, SMSF

Purchase, refinance or equity release of residential and commercial properties

Borrow in their SMSF for purchase or refinance

Seeking quick decisions and fast turnaround times

ABN from 3 months

Offering complex business and lending structures

No credit scoring
Rates are based on security - not purpose
No DTI cap
Loans up to $2.5m at 75%, and up to $2m at 80%
Minimum 3-month ABN requirement (min 2 years industry experience)
Flexible cash out for business purpose or commercial debts (≤
80% LVR up to $250k & > 80%
LVR up to $100k stated purpose
only, proof otherwise)
Cash out and tax debt considered

Dedicated relationship manager to workshop and package the deal
with you for credit submission - prior commercial experience not required
Loans up to $8m, LVRs up to 80%
30-year terms (IO up to 5 years considered)
25-year Lease Doc available
Short term funding solutions
Guarantees from directors only
Commercial Full Doc: Assessed on most current year financials (2 years required)
No clawback
Cash out and tax debt considered