Connective Home Loans

Self-employed and PAYG, tailored loan solutions for purchase, refinance and/or equity release;

Full Doc & Mid Doc products for companies, trusts, structures, and individuals;

Lend to individuals, companies (public or private), trusts, trading and non-trading entities, partnerships & registered business name;

Owner occupied and investment up to 30 years, with 5 years Interest only across both;

No credit scoring, all loans assessed on their merits;

Unlimited debt consolidation, will repay any provable debt including tax debt payout;

Rates are based on security, LVR and loan size, not loan purpose;

Flexible cash out for business or personal use - 80% cash out on stated purpose;

No DTI maximum, no notional rent, and no rental cap;

3 month ABN considered subject to 24 months industry experience;

Direct access to a dedicated and experienced Residential Account Managers and Credit Managers;

Servicing based on most recent year's financial information;

Up to 80% LVR and $1.5M on houses and apartments in major metro areas*;

Up to 70% LVR and $2M or 65% at $2.5M on houses and apartments in major metro areas*;

Borrowers previously PAYG who have commenced contracting in same industry accepted;

Paid defaults <$1000;

Mid Doc income verification in the form of a self-certification supported by ONE of the below:

ApplyOnline features to simplify the application process