Give your customers the confidence they deserve with our fully assessed pre-approvals. At Connective Essentials we take the guesswork out of the process by conducting a comprehensive credit assessment upfront, ensuring customers receive a genuine, fully assessed pre-approval they can rely on.
Want credit support before applying? We can help!
Our Scenarios team are made up of highly experienced credit officers and credit coaches offering market leading pre-application support:
- If you need clarification on a policy, email our Scenarios team at Advantedge.Scenario@advantedge.com.au
- If you need help with an exception to policy for a scenario outside of our guidelines, email a credit coach at mycreditcoach@advantedge.com.au
The minimum verification period required for director’s wages income is just six months (180 days).
To verify this, we need either:
t’s just another way we’re working to support you and self-employed customers in achieving their homebuying dreams.
Speedy service can make all the difference, and our turnaround times are still at one business day for new applications, variations, supporting documents and construction progress payments.
Stay up to date with our service levels anytime via Mercury Nexus.
In line with the February 2025 RBA announcement, effective Monday 17 March 2025, variable rates are decreasing for new and existing lending by 0.25% p.a.
Customers with an existing variable rate home loan will receive a letter advising them of changes to their interest rate and repayments.
This can be in place for 90 days providing there is no credit critical change.
These loan applications must service at the rate of the date of the final loan assessment.
A full set of rates will be made available on our systems from Monday 17 March 2025.
