Clients looking to invest?

August 25, 2022

Where some traditional lenders get caught up ticking boxes, Connective Solutions takes a more flexible approach to find you a workable solution.

We have credit policies that can give first time and professional investors, options.

Home loans

  • No limit on the number of properties
  • No limit on DTI ratio
  • No loading for professional investors
  • No notional rent, and negative gearing is accepted.
  • Inheritance and income from a trust is accepted; and
  • OFI debts can be taken at actual payments with a 25% buffer

Commercial loans

  • Common debt reducer
  • Multiple dwellings on one title accepted
  • Boarding houses accepted    
  • Commercial rent accepted at 100% net of outgoings    
  • All other debts taken at actual repayment
  • No loadings for investors


Speak to to your Connective Home Loans BDM for more information on our options that could help your clients consolidate their debts and manage cashflow.

Important information

Information is correct as of 25 August 2022 and subject to change at any time.

All applications are subject to the credit provider's credit assessment, eligibility criteria, and lending limits. Terms, conditions, fees and charges apply.

©Pepper Money Limited ABN 55 094 317 665; AFSL 286655; Australian Credit Licence 286655 (“Pepper”). All rights reserved. Pepper is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.

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