We’ve made some changes to make a difference to your business and unlock options for your customers.
Effective 17 February 2023, we’ve reset our rate cards. Download our new home loan and commercial loan rate cards to see our full range of interest rates and fees, including the latest discounts, such as:
| Discount | Home loan option |
|---|---|
| 0.30% p.a. off the interest rate loading | Prime investment home loans |
| $0 Lender Protection Fee |
Prime Alt Doc home loans Prime Full Doc home loans up to 85% LVR (OO only) |
| $0 Mortgage Risk Fee |
Near Prime Full Doc home loans up to 70% LVR Near Prime Alt Doc home loans up to 65% LVR |
We’ve made updates to our credit policy, effective 9 February 2023:
| Policy | For option |
|---|---|
| Single security acceptable for home loans above $1.5 million | All home loan options |
| 12-Month ABN (clean credit) | Near Prime home loans |
| No limit to cash out for stated purpose (subject to loan size and LVR) | All home loan options |
| Past 1-year Financial Statements (executed by a registered tax agent or accountant*) | All Full Doc home loans |
| 1 form of income verification | All home loan Prime Alt Doc commercial loans |
Plus, no commission clawback for early payouts on commercial loans, since 1 February 2023.
Want to talk loan options? Speak to your friendly BDM to find out more.
Important Information
Information is correct as of 17 February 2023 and subject to change at any time.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Offers may be continued, withdrawn or changed at any time without notice.
*Registered with CPA, CAA or NIA
© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian credit licence 286655 is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647.
