New Year. New Savings

  • Discounted variable interest rates for home loan applications with an 80-95% LVR, until 17 February 2023 1.
  • Reduced Prime Investment interest rate loading until 17 February 2023 1.
  • $0 Establishment Fee across all home loan options until 17 February 2023 3.
  • $0 Lender Protection Fee (LPF) for Prime Full Doc owner-occupied home loans between 80-85% LVR, for a limited time 2.

Important Information Information is correct as of 16 January 2023 and subject to change at any time. Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Offers may be continued, withdrawn or changed at any time without notice.

1 The variable interest rate promotion is available for new Prime, Near Prime Clear, Near Prime and Specialist home loan applications with an 80-95% LVR, and Prime Investment loan applications submitted between 12:01am AEDT 23 November 2022 until 11:59 AEDT 17 February 2023. Offer is not available to existing Pepper Money home loan, construction or commercial customers. See the updated rate card for our full range of interest rates and fees, for new applications submitted from 16 December 2022.

2 The Lender Protection Fee (LPF) promotion is available for new Prime Full Doc 80-85% LVR owner-occupied home loan applications, submitted from 12:00am AEDT 1 April 2022. Offer is not available to existing Pepper Money home loan, commercial or construction customers. This offer is subject to change, and may be varied or withdrawn at any time.

3 The Establishment fee promotion is available for a limited time and applies only for Prime, Near Prime Clear, Near Prime and Specialist home loan applications. Offer is not available for existing Pepper Money home loan, construction or commercial customers. Applications must be submitted between 12:01am AEDT on 17 October 2022 until 11:59pm AEDT on 17 February 2023.

© Pepper Money Limited ABN 55 094 317 665; AFSL and Australian credit licence 286655 is the servicer of home loans provided by Pepper Finance Corporation Limited ABN 51 094 317 647