As a Connective broker, you get access to exclusive promotions with Connective Solutions, until 27 June 2024.
Investor loadings
In addition to our comprehensive policy features and reduced serviceability buffer, we’re also discounting our loadings for investor purchases by 20bps for all Near Prime Clear, Near Prime and Specialist home loan options.
Construction loans
Got a construction or vacant land deal on your desk? Talk to us. We’re reducing construction interest rates across all LVRs and loan options! Your clients can access significant savings with discounts up to 177bps.
Until 27 June 2024, we’re offering the following promotions.
Variable interest rates
Clients need help to own a home? For a limited time, access savings between 10 to 75bps for select LVR bands and loan options. Promotion applies to
Fixed interest rates
Give your clients certainty at a great rate. For a limited time, lock in today’s variable rate for 2, 3 and 5 years, across Prime to Specialist loan options with no additional loading. Plus, with no break fees, it just makes sense.
To lock in these interest rates for 90 days from Final Approval, submit the Fixed Interest Rate Lock Authority Request form (fees apply1).
For construction loan policy options, speak to your CHL BDM.
Important Information
Information is correct as of 8 April 2024 and subject to change at any time.
Applications are subject to credit assessment, eligibility criteria and lending limits. Terms, conditions, fees and charges apply. Promotions are subject to change and may be varied or withdrawn at any time. Applications lodged after the Promotion period will be offered the current interest rates then applicable.
1 Variable interest rate promotion (Promotion) applies to select LVRs for new Near Prime Clear and Near Prime home loan applications. Refer to the rate card for our full range of interest rates and fees. Applications must be submitted between 12:00 am AEST 8 April 2024 and 11:59 pm AEST 27 June 2024.
2 Fixed interest rate promotion is only available for new home loan applications not previously submitted. Applications must be submitted between 12:00 am AEST 8 April 2024 until 11:59 pm AEST 27 June 2024. To lock in the interest rate at Final Approval, a fixed rate authority lock form must be submitted (fees apply3).
3 There is a non-refundable, minimum fee of $750 per home loan application to lock in a fixed interest rate for 90 days. For home loan balances greater than $500,000, the rate lock fee is 0.15% of the fixed interest rate loan balance at settlement. For example, for a fixed rate loan amount of $600,000 the rate lock fee will be $600,000 x 0.15% = $900.
4 Investor loading promotion (Promotion) applies to new investor purchases home loan applications. Applications must be submitted between 12:00 am AEST 8 April 2024 and 11:59 pm AEST 27 June 2024.
5 Construction interest rate promotion (Promotion) applies to new construction loan applications. Applications must be submitted between 12:00 am AEDT 8 April 2024 and 11:59 pm AEST 27 June 2024.
[Add your Company Name, ABN and Australian Credit License details]. Credit provided by Pepper Finance Corporation Limited ACN 094 317 647. ©Pepper Money Limited ABN 55 094 317 665, Australian Credit Licence Number 286655, is the servicer of loans made by Pepper Finance Corporation Limited ABN 51 094 317 647.
